About Us
C2 Financial Powering the Mortgage Industry in Culver City for Decades
Discover How a HECM Reverse Mortgage Can Easily Provide You With a Non-Taxable Cash Flow Without Depleting Your Savings or Managed Funds
With over 30 years of experience, C2 Financial is a top mortgage broker in the nation
At C2 Financial we are more than just a financial services provider – we are your trusted partner on the journey toward financial security and a fulfilling retirement. With a legacy of excellence and a deep commitment to our customers, we have earned our reputation as industry leaders in HECM Reverse Mortgages and financial planning. Our mission is simple: to empower you with knowledge, provide transparent and expert guidance, and deliver reliable solutions tailored to your unique needs. Discover the difference of working with a team that puts your financial well-being at the forefront of everything we do.
Transparency: Transparency lies at the heart of our operation. We understand that entering the world of HECM Reverse Mortgages can be daunting, filled with complex terms and intricate processes. That’s why we make it our mission to demystify this financial instrument for you. Our commitment to transparency means that we break down every detail, answer your questions honestly, and ensure that you’re fully informed every step of the way. You can count on us to provide information in a language you understand, enabling you to make informed decisions about your financial future with confidence.
Expertise: Our team comprises some of the brightest minds in the HECM Reverse Mortgage industry. Our experts have spent years mastering the intricacies of this financial instrument. They possess the knowledge, experience, and insights needed to guide you effectively. But expertise isn’t static; it’s dynamic. Our commitment to excellence means that we stay at the forefront of industry developments and regulatory changes. We continually invest in the education and training of our team to ensure that you receive the most up-to-date advice and solutions tailored to your unique financial situation.
Reliability: When you choose C2 Financial, you’re choosing a partner you can rely on. We understand that financial decisions are among the most critical you’ll make in your life, and we take that responsibility seriously. Our track record of reliability is a testament to our commitment to honoring our promises. We’re there for you when you need us, ensuring that you’re never alone on your financial journey. You can trust us to provide the support and guidance you require, no matter how complex your financial goals may be.
Customer Commitment: Our commitment to our customers is unwavering. When you become a part of the C2 Financial family, your dreams and financial well-being become our top priorities. We’re not just here to facilitate transactions; we’re here to build lasting relationships based on trust and respect. Your goals become our goals, and we work tirelessly to help you achieve them. We understand that every individual’s financial situation is unique, and we tailor our services to your specific needs. With C2 Financial, you’re not just a client; you’re a valued member of our community, and we’re dedicated to ensuring that your financial journey is smooth, successful, and ultimately, exceptional.
FAQ
H2: Frequently Asked Questions
Q1: What does C2 Financial do for reverse mortgage clients?
We educate homeowners on reverse mortgage options, provide transparent cost/benefit illustrations, and guide you from counseling through closing.
Q2: Who is a good candidate for a reverse mortgage?
Generally homeowners 62+ who live in the property as a primary residence, have sufficient equity, and can keep taxes, insurance, and maintenance current.
Q3: Will I still own my home with a reverse mortgage?
Yes. You remain on title. The loan is repaid when you sell, move, or no longer occupy the home.
Q4: Are reverse mortgage proceeds taxable?
Funds are loan proceeds (not income) and are generally tax-free. Always consult your tax professional.
Q5: What fees should I expect?
Typical costs include origination, counseling, third-party fees (appraisal, title/escrow), and FHA mortgage insurance (for HECM). Many costs can be financed.
Q6: How long does the process take?
Most loans close in 30–45 days, depending on appraisal timing and counseling availability.
Q7: What areas do you serve?
We help homeowners across California, with a local focus on Culver City and nearby communities (Westwood, Mar Vista, Venice, Marina del Rey, Westchester, etc.).
Q8: How do I get started?
Schedule a no-obligation consultation. We’ll review eligibility, run an estimate, and provide a clear next-step plan.
Other areas near Culver City we cover include: